Chakejian v. Equifax Info. Servs. LLC, 2011 Dist. LEXIS 63455 (E.D. Pa., June 14, 2011)
Facts: Plaintiff brought a §1681i claim related to Equifax's standard reinvestigation procedures letter related to a reinvestigation of public record information appearing on his Equifax credit file. Equifax employed an independent records vendor to go to the original source of information, review the information, and report the results to Equifax. Equifax then responded directly back to Plaintiff that "it contacted each source directly," and indicated it reviewed Plaintiff's "bankruptcy information" and "verified" that the bankruptcy item belonged to him. Plaintiff claimed that Equifax's reinvestigation letter misrepresented the source of Equifax's public records information and misstated the result of its reinvestigation. After some discovery, Plaintiff sought and was granted certification to move forward as a class action claim. In the litigation that followed, the parties engaged in significant discovery and the case was eventually consolidated...
