The Supreme Court has vacated a $9.7 million judgment against Rocket Mortgage, LLC (formerly Quicken Loans) and ordered the Fourth Circuit Court of Appeals to reconsider its ruling in light of TransUnion LLC v. Ramirez (2021). Read on to learn more.
First, some background. As a reminder, any party wishing to sue in federal court must have Article III standing, which requires that a plaintiff is able to demonstrate: (1) an injury in fact; (2) the injury was caused by defendant's conduct; and (3) the injury can likely be redressed by a favorable judicial decision.
In TransUnion v. Ramirez, the Supreme Court reconsidered the question of what constitutes an "injury in fact" under Article III, five years after its significant holding in Spokeo, Inc. v. Robins, 136 S. Ct. 1540. In doing so, the Supreme Court held that "[o]nly plaintiffs concretely harmed by a defendant's statutory violation have Article III standing to seek damages against that private...
