Heritage Heights Homeowners Ass'n v. Phila. Indem. Ins. Co.

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HERITAGE HEIGHTS HOMEOWNERS ASSOCIATION, Plaintiff, v. PHILADELPHIA INDEMNITY INSURANCE COMPANY, Defendant.

No. 4:23-cv-00339-MTS

United States District Court, E.D. Missouri, Eastern Division

January 16, 2024

MEMORANDUM AND ORDER

MATTHEW T. SCHELP, UNITED STATES DISTRICT JUDGE.

This matter is before the Court on Plaintiff's Motion to Stay Litigation and Compel Appraisal. Doc. [18]. After careful review of the parties' filings, the Court concludes that Plaintiff's Motion is, in actuality, a motion for partial summary judgment. After all, Plaintiff's Complaint asks the Court to require Defendant to comply with the parties' contract and even explicitly includes a count entitled “Compel Appraisal.” Doc. [1] ¶¶ 37-42. Thus, granting the Motion to Compel Appraisal would be granting Plaintiff relief under its contract, relief that it demands in the Complaint. It would require the Court to find that Defendant breached the policy at issue. See ROH Farms, LLC v. Cook, 572 S.W.3d 121, 125 (Mo.Ct.App. 2019) (discussing specific performance under Missouri law); see also Specific Performance Black's Law Dictionary (11th ed. 2019) (calling specific performance, in part, “a court-ordered remedy that requires precise fulfillment of a legal or contractual obligation”).

Given that Defendant denies many material facts in its Answer to the Amended Complaint, the Court concludes that, here determining whether to compel an appraisal must be analyzed under the summary judgment framework. See, e.g. McCoy v. Am. Fam. Mut. Ins. Co.,

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189 F.Supp.3d 896, 900 (D. Minn. 2016) (noting a motion to compel appraisal under an insurance policy is a motion for partial summary judgment seeking specific performance); Great Lakes Ins. SE v. Concourse Plaza, A Condo Ass'n, 604 F.Supp.3d 1339, 1344 (S.D. Fla. 2022) (treating a motion to compel appraisal as a motion for summary judgment where appraisal will dispose of any claims or defenses). Bec...