Byline: Derek Hawkins
7th Circuit Court of Appeals
Case Name: Sandy Point Dental, P.C., et al., v. The Cincinnati Insurance Company, et al.,
Case No.: 21-1186; 21-1559; 21-1203
Officials: MANION, WOOD, and HAMILTON, Circuit Judges.
Focus: Insurance Claim Direct Physical Loss
No one doubts that the COVID-19 pandemic has inflicted enormous losses on businesses, large and small, throughout the country. It is therefore not surprising that an avalanche of insurance claims has followed in the wake of the pandemic, as the suffering businesses look for assistance in absorbing those losses. We resolve three such claims in this opinionthose brought by plaintiffs Sandy Point Dental, P.C. ("Sandy Point"), the Bend Hotel Development Company ("Bend Hotel"), and TJBC, Inc. ("TJBC"). We refer to the plaintiffs collectively as the Businesses unless the context requires otherwise.
Each Business was required to close or...
