Zurich v International Energy Group [2015] UKSC 33
Facts
International Energy Group (IEG), a solvent Guernsey company, employed Mr Carre for 27 years. Mr Carre was exposed to asbestos dust during the whole of his employment and he contracted mesothelioma. IEG took out insurance with Zurich, for six of those 27 years. Other than a two year period when another insurer was on risk, IEG did not have any other insurance cover during the remaining period of Mr Carre's employment (compulsory employers' liability insurance only having come into force in Guernsey in 1993).
IEG reached a settlement with Mr Carre shortly before his death and sort to recover the full amount of that payment from Zurich. Zurich argued that it was only required to pay an amount proportionate to the relationship between the...
