8THE BRIEF ❭ Spring 2025
Pass the
Electronic
Buck
By Michael A. Graziano and
Nicholas T. Moraites
Allocating the Risk of Unauthorized EFTs
PETER HANS EN/ISTOCK/GETT Y IMAGES PLUS/GETT Y IMAGES
PUBLISHED IN
THE BRIEF,
VOLUME 54, NUMBER 3, SPRING 2025. © 2025 BY THE AMERICAN BAR ASSOCIATION. REPRODUCED WITH PERMISSION. ALL RIGHTS RESERVED. THIS INFORMATION OR ANY PORTION THEREOF MAY
NOT BE COPIED OR DISSEMINATED IN ANY FORM OR BY ANY MEANS OR STORED IN AN ELECTRONIC DATABASE OR RETRIEVAL SYSTEM WITHOUT THE EXPRESS WRITTEN CONSENT OF THE AMERICAN BAR ASSOCIATION.
PUBLISHED IN
THE BRIEF,
VOLUME 54, NUMBER 3, SPRING 2025. © 2025 BY THE AMERICAN BAR ASSOCIATION. REPRODUCED WITH PERMISSION. ALL RIGHTS RESERVED. THIS INFORMATION OR ANY PORTION THEREOF MAY
NOT BE COPIED OR DISSEMINATED IN ANY FORM OR BY ANY MEANS OR STORED IN AN ELECTRONIC DATABASE OR RETRIEVAL SYSTEM WITHOUT THE EXPRESS WRITTEN CONSENT OF THE AMERICAN BAR ASSOCIATION.