Filing of a collections suit alone does not violate the FDCPA, but using affidavits known to be false or misleading, such as if the affiant obviously has no personal knowledge, might be. See:
· Eckert v. LVNV Funding LLC, 647 F. Supp. 2d 1096 (E.D. Mo. 2009)
· Williams v. Javitch, Block & Rathbone, LLP, 480 F. Supp. 2d 1016 (S.D. Ohio 2007)
· Anderson v. Gamache & Myers, P.C., No. 4:07CV336MLM, 2007 WL 1577610 (E.D. Mo. May 31, 2007) (citingTodd v. Weltman, Weinberg & Reis Co., L.P.A., 434 F.3d 432 (6th Cir. 2006))
· Lee v. Javitch, Block & Rathbone, LLP, 484 F. Supp. 2d 816 (S.D. Ohio 2007)
· Stolicker v. Muller, Muller, Richmond, Harms, Myers, & Sgroi, P.C., No. 1:04-CV-733, 2005 WL 2180481 (W.D. Mich. Sept. 9, 2005)
· Delawder v. Platinum Fin. Servs. Corp., 443 F. Supp. 2d 942 (S.D. Ohio 2005)
· Midland Funding LLC v. Brent, 644 F. Supp. 2d 961 (N.D. Ohio 2009)
This is commonly alleged...